Privacy Policy
Last updated: August 6, 2026
Contents
1. Who We Are & Scope
This Privacy Policy explains how Horizon Structures LLC (“we,” “us,” or “our”), operator of Barn Lender at barnlender.com (the “Site”), collects, uses, and shares information about you when you use the Site, check your eligibility, or submit a financing pre-qualification.
We help connect customers seeking financing for barns, garages, sheds, and other structures with third-party lending partners. We are not a lender.
2. Information We Collect
Information you provide
Depending on which tools you use, you may provide:
- Contact details — your name, email address, and phone number.
- Payment estimator selections — your desired loan amount, estimated credit score range, and chosen payment term.
- Eligibility answers — such as the state where you live, where the structure will be located, property ownership status, and intended use.
- Pre-qualification application details — if you submit the Thrive Financial pre-qualification, you also provide identity information (name, date of birth, and Social Security number), your residential and mailing addresses, your monthly housing payment, and your income, together with your requested loan amount and term.
Sensitive application details (such as your Social Security number, date of birth, and income) are collected for the purpose of processing your pre-qualification with the lender and are transmitted over an encrypted connection. See Section 5.
Information collected automatically
Like most websites, we (and our service providers) may collect limited technical data such as IP address, browser type, device type, pages viewed, and referring URLs. See Section 9.
3. How We Use Your Information
- To process your pre-qualification and route your request to our lending partners.
- To respond to your inquiries, follow up on your request, and provide customer support.
- To operate, secure, maintain, and improve the Site.
- To comply with legal obligations and enforce our terms.
We do not sell your personal information for money. See Section 7 regarding state-law definitions of “sale” and “sharing.”
4. How We Share Your Information
- Lending partners. We share your pre-qualification and contact information with third-party lenders (including Thrive Financial, Pure Finance, Upgrade, and Figure Lending) so they may process your request and contact you. Each lender’s own privacy policy then governs its handling of your information.
- Affiliates. We may share information with companies under common ownership with Horizon Structures LLC for everyday business purposes, such as coordinating your project and financing.
- Service providers. We use vendors that host the Site, store submissions, and provide security, analytics, or communications, under obligations that limit their use of your information.
- Legal & safety. We may disclose information to comply with law, respond to lawful requests, or protect rights, property, and safety.
- Business transfers. Information may be transferred as part of a merger, acquisition, or sale of assets.
5. How We Protect Your Information
All information you submit is transmitted over an encrypted connection (HTTPS/TLS). Sensitive application fields are stored in encrypted form with access restricted to authorized personnel who need the information to process your request.
No method of transmission or storage is completely secure, and we cannot guarantee absolute security. You provide information at your own risk and are responsible for keeping your own devices and accounts secure.
To protect our forms from spam and automated abuse, we use Cloudflare Turnstile. Turnstile may collect certain device, browser, and usage information to confirm that submissions come from a real person. This processing is governed by the Cloudflare Turnstile Privacy Addendum and the Cloudflare Privacy Policy.
6. Data Retention
We retain the information you submit for as long as needed to facilitate your financing request, to meet record-retention obligations that apply to consumer credit requests, and as otherwise required by law, after which it is deleted or de-identified.
7. Your Privacy Rights
Depending on where you live, you may have rights to: access the personal information we hold about you; request correction or deletion; opt out of certain processing, “sales,” or “sharing”; and not be discriminated against for exercising these rights. Residents of California (CCPA/CPRA), Virginia, Colorado, Connecticut, Utah, and other states with privacy laws may have specific rights.
To make a request, contact us using Section 13. We will verify your identity before responding. You may use an authorized agent where the law permits.
California “Shine the Light”: California residents may request information about disclosures of personal information to third parties for their direct marketing purposes.
8. Financial Privacy (GLBA)
Because we facilitate consumer financing, information you provide in connection with a financing request may be “nonpublic personal information” under the federal Gramm-Leach-Bliley Act (GLBA). We restrict access to this information to those who need it to provide our services and maintain safeguards designed to protect it. Please see our GLBA Privacy Notice for details about what we collect, what we share, and your rights to limit sharing.
9. Cookies & Tracking
The Site may use cookies or similar technologies for essential functionality and, if enabled, analytics. You can control cookies through your browser settings; disabling them may affect some features.
10. Children’s Privacy
The Site is intended for adults 18 and older. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided information, contact us and we will delete it.
11. Third-Party Links
The Site may link to third-party websites, including lenders. We are not responsible for the privacy practices or content of those sites. Review their policies before providing information.
12. Changes to This Policy
We may update this Privacy Policy from time to time. The “Last updated” date above reflects the most recent changes. Material changes will be posted on this page.
13. Contact Us
Horizon Structures LLC
5075 Lower Valley Road, Atglen, PA 19310
Email: sales@HorizonStructures.com
Phone: (888) 447-4337